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Company Profile

 The Afram Rural Bank / AC Bank limited was incorporated as a company limited by shares on November 12th, 1981 under the companies Code 1963 Act (179) of Ghana.

 The Bank was issued with a license to operate the Banking Business and was issued with a certificate to commence business on 28th January, 1982.

 It was registered with 505,000 shares of no par value.

Regulatory and Supervisory responsibility
The Bank of Ghana and the ARB Apex Bank ltd. have regulatory and supervisory responsibility over the Bank and is also a member of the Association of Rural and community banks, Ghana.

 The purpose of setting up RCBs
The rural banking industry was set up in Ghana in the 1970s with the duty of encouraging the habit of savings among the rural populations as a means of contributing to the growth of the country’s domestic capital formation to the benefit of the country’s economy.

BRANCHES:
Afram Rural Bank / AC Bank has six Branches located at kwahu Afram Plains North, Kwahu Afram plains south District and Asante Akyem Agogo.

 Tease Branch-1981 (branch-1982)
 Ekye-Amanfrom Branch-(mob.centre-1986, branch-1990)
 Donkorkrom Branch-(1989)
 Maame Krobo Branch-( 2010)
 Agogo Branch –(2014)
 Nkawkaw branch –(2016)

LEGAL STRUCTURE OF ACB
 Afram Community Bank Limited was founded and operated under the Banking Act, 1970 (Act 339), the subsequent amended Banking Act, 2004 (Act 673) and currently operates under the Banking Act, 2007 (Act 738).

 Apart from the Acts, the bank is regulated by provisions in regulations and notices which are issued by the Bank of Ghana and the ARB Apex Bank from time to time.

 The Bank also works in compliance with the labour Act, ARB/ICU Conditions of service and Operational Polices of the Bank.

OUR MISSION

To provide the best financial services in Ghana, distinguished by outstanding service, product innovation and sustained earnings growth. ACBank exist to:

• Capture and retain best community bank status and remain the first among equals in Rural and Community banking in Ghana.
• Be the bank of choice for small-medium scale businesses
• Become a reference point for technology driven banking services
• Redefine community banking through excellent service delivery
• Impact society by positioning ourselves as an honest partner for wealth creation

OUR VISION

Our vision is to be the most successful community bank with visible presence in strategic communities.
Serving the utmost interest of our customers is key to our existence and our ambition is to use this as a catalyst for establishing ourselves as the best community bank in Ghana.

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